Kikoff Secured Card

A secured credit card that builds credit with everyday purchases. Deposit funds like a debit card, then use it anywhere Mastercard is accepted—with automatic on-time payments reported monthly to all three bureaus (Equifax, Experian, TransUnion). No credit check, no annual fee, no interest, and no utilization reported so spending won't hurt your score. Deposit $50 to receive a physical card and start building credit. Includes cash back rewards, overdraft protection, Mastercard Zero Liability Protection, and free withdrawals at 55,000+ Allpoint ATMs. Available for Premium and Ultimate members.